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EPFO Transfers Interest to 34 Crore Accounts; Check If You’ve Received It – Here’s the Process

Siddhi Jain | July 17, 2026 4:15 PM CST

EPF Interest: If you hold an EPF account, check your passbook. The EPFO has credited the interest for the 2025-26 financial year to approximately 34 crore accounts in a single day. You can verify this on the EPFO portal.

EPF Interest Credit: Every salaried employee knows that a PF contribution is deducted from their salary monthly, and these funds help meet future needs. If you have an EPF account, this news is highly relevant to you. This time, crores of employees have received the interest benefit much earlier than usual; the EPFO has credited the interest for the 2025-26 financial year to all eligible accounts simultaneously. You should check your account soon—the funds might already be there.

Interest Transferred to 34 Crore Accounts

The EPFO has credited the interest for the 2025-26 financial year to approximately 34 crore accounts in a single day. Following approval from the Central Government, the EPFO implemented an interest rate of 8.25% for this financial year. This means the interest credited to accounts has been calculated based on this rate. Previously, employees often had to wait until October or November to receive EPF interest, but this time, the funds have arrived much earlier.

How to Check Your EPF Account?

To do this, follow these steps:
First, visit the EPFO Member Passbook Portal.
Enter your UAN.
Enter your password and the captcha code.
Click on 'Sign In'.
Enter the OTP sent to your registered mobile number.
Navigate to the passbook section.
Select your Member ID.
Your PF passbook will appear on the screen.
You will be able to see the interest credited for the 2025-26 financial year here.

Check EPF interest using the UMANG app

To do this, download the UMANG app on your mobile.
After logging in, search for 'EPFO' within the app and select it.
Next, go to 'Employee Centric Services'.
Then, click on the 'View Passbook' option.
Enter your UAN and click on 'Get OTP'.
After entering the OTP, select your Member ID.
Once you have done this, your passbook will open.