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LIC scheme.. One time investment is enough.. Rs. per month. 8 thousand pension.. more than one lakh per year!

.samayam. | August 23, 2024 11:47 AM CST

LIC Pension Plans: We have many schemes available for investment. It is known that retirement pension plans are very popular in this. Among these, LIC retirement policies provide good returns in the long run. It can be said that these are designed to provide financial security after retirement. Now let's know about one scheme in this.

LIC Annuity Plan: Are you saving your earnings? If you save now, you can be free of financial problems in the long run. For this, investing should be practiced from a young age. It is known that the central government is offering many schemes. Or senior citizens or those who are nearing retirement can get a huge amount every month in the form of pension even if they invest a large amount at once in some schemes. For this also you should save money from childhood. And some amount of earnings should be invested so that you don't have to worry about money after retirement.

Schemes are also available from LIC for this. It can be said that there is no risk here. These schemes are designed to provide financial security even after retirement. One of these is the New Jeevan Shanti Plan. You have to invest in this scheme at once. As a result of this, you can get pension every year. That means a lifetime pension for a lump sum investment.

Anyone between the age of 30 years to 79 years can invest in this scheme. It has many advantages. This policy is well received. It has two options. One is a deferred annuity plan for single life and the other is a joint life annuity.

For example, in LIC New Jeevan Shanti policy, a 55-year-old person can get Rs. Suppose he invested 11 lakhs. Then Rs. 1,01,880 will be pensionable. That means in 6 months Rs. 49,911 comes. On a monthly basis, it is Rs. 8,149 upto.

The minimum investment amount in this New Jeevan Shanti Plan is Rs. 1.50 lakhs. Maximum amount can be invested. If the policyholder dies in the middle of the policy, the amount deposited in the account will go to the nominee. Also this scheme can be surrendered at any time. At least Rs. 5 lakhs or more can be invested to get a large amount of pension.