New Delhi LIC SCHEME: LIC has always been considered the safest insurance policy. Your money remains safe by investing in it. Besides, the returns are also quite good. This is a small saving scheme. In which investors have to invest a little money.
Here we are talking about the Aadhar Pillar policy, this policy has been specially designed for men. The special thing about this policy is that it provides the facility of auto cover. There is no medical test required to take the policy and you get a very low investment return of Rs 75,000.
Aadhar Stambh's policy is very small. This policy has been designed for very low-income people. It has some special features which are not available in any other policy. Like the facility of auto cover, if for some reason you do not pay the premium then you get the option of getting the premium deposited automatically.
Who can avail the benefits of the policy?
This scheme of LIC is a premium payment policy plan. That means the number of years for which the policy will be taken. The premium will have to be paid for the same number of years. The most important thing about this policy is the loyalty addition which is added to your sum assured and is available on maturity. When the policy matures, you will get more money by adding it.
Only those people can take this policy. Whose age ranges from 8 years to 55 years. This policy can be taken for a minimum of 10 years and a maximum of 20 years. This policy is for low-income people. Therefore its sum assured is Rs 75,000. You can take this policy up to Rs 3 lakh.
You can avail the profit of Rs 2 lakh by investing Rs 500
Understand for example, if a person is 40 years old. So he will have to deposit the sum assured of Rs 1.5 lakh. If the policy is taken for 20 years, then Rs 500 has to be deposited every month. The policy will mature after 20 years. After this, Rajesh will first receive the sum assured amount of Rs 1.5 lakh. After that, you will get a loyalty addition of Rs 48.750. Overall, Rs 1 lakh 98 thousand 750 will be received in 20 years. According to this, Rs 500 will become Rs 2 lakh.
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