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PNB Offer: Punjab National Bank (PNB), which is one of the major government banks of India, provides special facilities of up to Rs 23 lakh to its salary account holders. These facilities are especially for those people who miss out on taking advantage of them due to lack of information. PNB promotes this account as (PNB My Salary Account). In which customers are given insurance cover, higher interest rates and many other benefits.

How to use the benefit of ₹23 lakh

Through PNB Sweep Facility, which is a unique deposit scheme, customers can earn more interest on their savings. In this scheme, funds from the savings account are automatically transferred to the fixed deposit, which increases the interest rate. Apart from the facility of zero balance, this account also includes a personal accident cover of Rs 20 lakh.

Other Benefits of PNB My Salary Account

Recently, PNB has told the benefits of this account on Twitter to make its account holders aware. There is no initial deposit amount at the time of setting up this account and customers get the facility of overdraft in addition to sweep facility. Along with this, customers are also provided with personal accidental insurance cover and free credit card facility.

Account classification according to salary

PNB has classified its account holders into different categories based on their salary. Those earning a salary of Rs 10,000 to Rs 25,000 per month are in the Silver category, those earning a salary of Rs 25,001 to Rs 75,000 are in the Gold category, those earning a salary of Rs 75,001 to Rs 150,000 are in the Premium category and those earning a salary of more than Rs 150,001 are in the Platinum category.