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The rapidly increasing trend of online shopping has increased the demand for credit cards. Online shopping has become more popular among the people in cities. People are buying everything from smartphones, electronic gadgets to food items online, for this they use credit cards. In such a situation, let us tell you about 5 credit cards which give you more benefits.

Credit cards have made people's lives much easier. Due to which, there are many credit cards available in the market today, which have been designed according to the needs of different types of buyers. If you also use credit card, then this news can prove to be useful for you. Actually, companies from SBI to HDFC, Axis and American Express offer many offers on credit cards, which you can take advantage of. In such a situation, if you also have these 5 credit cards, then let us tell you what benefits you get on them.

You get many benefits on these 5 credit cards

SBI Cards Prime

Annual fee: Rs 2999

Talking about the features, you get a welcome benefit of Rs 3,000. 8 free visits to the domestic lounge each year. 4 free visits to the International Priority Pass lounge. Gets access to over 1,000 domestic and international lounges. You get Rs 3,000 as Reliance Retail Voucher. Get rewards for shopping at Reliance stores. Can also be linked to Unified Payment Interface (UPI) applications. You get 10 reward points for every rupee. Apart from this, your annual fee is also waived off if you spend more than Rs 3 lakh annually.

HDFC Regalia Gold Credit Card

Annual Fee-2500

specialty

• Annual fee less than Rs 5,000
• Free Membership of Club Vistara and MMT Black
• Free use of domestic and international airport lounges
• Flight Voucher Milestone Benefit
• complimentary priority pass membership
• Reward points can be redeemed for cashback, flight and hotel bookings, vouchers, and exclusive product purchases
• Reward points can also be transferred to AirMiles partners
• Reward points can be used to book flights on Smartbuy

Axis Select Credit Card

Annual Fee – 3000

specialty

• This card offers free Amazon e-vouchers and exclusive online discounts on food and groceries.
• Priority Pass lounge access and a round of golf are available at all locations.
• Get 10 EDGE points for every Rs 200 on activation and Priority Pass membership.
• Earn 2X EDGE points on retail purchases.
• Special discounts are available on Big Basket, Swiggy, Bookmyshow etc.
• Primary Cardholder gets 2 complimentary domestic lounge access every quarter.
• The primary card holder gets these lounges on minimum spend of Rs 50,000 in the last 3 months.
• Minimum spend norms are exempted for the month of issue and next 3 months for newly issued cards

American Express Smart Earn Credit Card

Annual Fee – 495

specialty

The American Express SmartEarn Credit Card is beneficial for those who frequently shop online. This is an entry-level credit card. Some features of this card are:

• Earn reward points on every purchase
• get bonus cashback
• get fee waiver
• get gift vouchers
• get a warm-up bonus
• get amazon gift card
• Rebate is also available in renewal fees

HDFC Moneyback Plus Credit Card

Annual fee – 500

specialty

• Cashpoints are available 10 times on purchases made on Flipkart, Amazon, Swiggy, Reliance Smart Superstore and BigBasket.
• You get 5x cashpoints on EMI spends at any merchant location.
• Apart from Fuel, Wallet Reload, Prepaid Card Load, Voucher Purchase, you get 2 Cashpoints on every spend of more than Rs 150 in other categories.
• You can avail the acquisition benefit of 500 cashpoints. Here 1 cashpoint is equal to Rs 0.25.
• 1% fuel surcharge waiver on transactions between Rs 400 to Rs 5,000.