SBI Salary Account: Are you also planning to open a salary account in SBI Bank? If yes, then SBI Bank has brought a good opportunity. SBI is offering a salary package account. In this, many benefits are available apart from normal savings accounts. Let us know who can open this account.
How many types of accounts can be opened-
Employees can open an account based on their monthly salary. There are 6 types of these. Six types of accounts can be opened - CSP-Lite, Silver, Gold, Diamond, Platinum, and Rhodium. It depends on your salary which account you can take.
RBI rules regarding savings accounts and current accounts, important for everyone to know
Types of corporate salary packages -
CSP - Lite: Net Monthly Income Credit from Rs 5,000 to Rs 9,999
Silver: Net Monthly Income Credit Rs 10,000 to Rs 25,000
Gold: Net Monthly Income Credit Rs 25,001 to Rs 50,000
Diamond: Net Monthly Income Credit from Rs 50,001 to Rs 1,00,000
Platinum: Net Monthly Income Credit Rs 1,00,001 to Rs 2,00,000
Rhodium: This account will be available if the net monthly income credit is above Rs 2,00,000.
Who can apply for a salary package account-
Corporate Salary Package Account: Private or public sector corporates, regular employees of the public or private sector, promoters or founders, etc. can open these accounts. Even in case of a change of employer or company, you can continue to receive your salary through the same salary package account. You will have to provide your existing bank account information to your employer. So that, your monthly salary can be credited to your account.
You will get these benefits-
Zero balance account and unlimited number of free transactions at any bank's ATM in India. Personal loans, home loans, car loans, and education loans will be available at attractive rates. You will get a 50% discount on annual locker rent.
These documents will be required to open an account-
passport size photograph
PAN card copy
RBI fixed identity and address proof
Certificate of job, employment, or service
A salary slip has to be submitted to open the account.
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