Top News

Paytm's AI-Powered Fintech Growth Drives Record Q1 FY27 Results; EBITDA Hits All-Time High, Profit Surges 79%
24htopnews | July 22, 2026 12:08 PM CST

Paytm reported its strongest-ever quarterly performance in Q1 FY27, with operating revenue rising 28% YoY to ₹2,448 crore, EBITDA jumping 182% to a record ₹203 crore, and net profit increasing 79% to ₹220 crore. Growth was driven by merchant payments, UPI expansion, financial services, and AI-led operational efficiencies, while cash reserves rose to ₹13,529 crore.

Mumbai: Paytm (One 97 Communications Limited), India’s full stack merchant payments leader serving MSMEs and enterprises, and a leading financial services distribution company, and the pioneer of mobile payments, QR codes, and Soundbox, on Monday announced its financial results for the quarter ending June 2026 (Q1 FY 2027), reporting its highest ever quarterly EBITDA, driven by growth acceleration across merchant and consumer businesses, EBITDA margin expansion, and AI-led accelerating operating leverage.

During Q1 FY27, operating revenue increased 28 per cent YoY to Rs 2,448 crore, while EBITDA rose 182 per cent YoY to a record Rs 203 crore, with EBITDA margin expanding to 8 per cent. Profit after tax increased 79 per cent YoY to Rs 220 crore, according to its official statement.

On a comparable basis, excluding the Payments Infrastructure Development Fund (PIDF) incentive, which was applicable till December 2025, operating revenue grew 31 per cent YoY, while EBITDA margin expanded by 7 percentage points YoY, reflecting the strength of the underlying business.

Merchant GMV growth accelerated to 31 per cent YoY to Rs 7.1 lakh crore, led by investments in product, distribution and service of device merchants and increasing momentum in the online merchant business following receipt of the online Payment Aggregator licence last year.


READ NEXT
Cancel OK