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Government Housing Scheme Lottery: Government housing schemes like GDA, LDA, DDA and MHADA are considered to be the cheapest way for middle class families to fulfill their dream of owning a home, but the problem is that houses are few and buyers are in lakhs. In such a situation, most people's names do not appear in the lottery. If you also think that winning a government flat lottery is just a game of luck, then change your thinking now. Some smart planning while filling the form and understanding the correct process can increase your chances of winning to a great extent. Let us know how to increase the chances of your name in this…

Method of getting name in lottery of government housing scheme

Government lotteries are completely computer generated and transparent, so they cannot be manipulated, but you can increase your chances through some legal methods. Of these, 4 can be most useful.

1. Apply in the name of different family members

If multiple members in your household are eligible under government rules such as age and income limits, fill the form in the names of 2 or 3 different members instead of filling just one form. With this, your family's chances double-triple according to the risk factor. Keep in mind, if more than one lottery is won, you can surrender the rest later.

2. Choose areas or floors with less demand

Often people insist on prime location or only ground floor. Where there is more crowd, the chances of winning the lottery will be less. If you can compromise on location, choose a less popular or newly developing area as there is less competition.

3. Take full advantage of reservation categories

Every government scheme has a special quota (reservation) for senior citizens, government employees, disabled or women applicants. While filling the form, check carefully whether you fit into any sub-category. The chances of getting a name in reserved quota are higher than in general quota.

4. Apply early and keep data correct

Don't rely on the last date. Filling the form in the initial days gives you full opportunity to re-check your details. Thousands of forms get rejected even before the lottery round due to incorrect information or incomplete documents.

Correct process to get a government house

• First of all, keep an eye on the official website of the Authority to see when the new scheme is coming.
• Every scheme has an income limit, like LIG (Low Income Group), MIG (Middle Income Group). Choose the right group according to your budget and salary.
• Nowadays most of the forms are filled online. Keep important documents like Aadhaar, PAN card, income certificate and bank details ready.
• To join the lottery, a certain earnest money deposit has to be deposited. If the name does not appear in the lottery, this money is safely returned to the bank account.
• Random draw is done through computer on fixed date. After your name comes, you get the allotment letter, after which you get the possession after paying the balance.

Disclaimer: This article is for general information and awareness. The lottery process of any government housing scheme like DDA, GDA, LDA or MHADA is completely computerized and subject to rules, leaving no scope for any kind of manipulation. The methods mentioned in the article are only meant to improve your application strategy and eligibility and do not 'guarantee' selection. Readers are advised to thoroughly check the rules, eligibility criteria and required documents by visiting the official website of the concerned development authority before filling the form or making any financial payment.