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The Central Government runs several schemes to improve the health of pregnant women and newborns. One such scheme is the Pradhan Mantri Matru Vandana Yojana (PMMVY). Under this scheme, financial assistance is provided to pregnant women and lactating mothers. If you or a woman in your family is pregnant, information about this scheme could be very useful to you. Let us understand in simple terms what this scheme is, who is eligible for it, and how to apply for the Pradhan Mantri Matru Vandana Yojana.

What is the Pradhan Mantri Matru Vandana Yojana?
The Pradhan Mantri Matru Vandana Yojana is a government scheme under the Ministry of Women and Child Development. Its objective is to provide financial assistance to women during pregnancy and childbirth.

What is the amount of assistance provided?
Assistance of ₹5,000 is provided upon the birth of the first child. This amount is disbursed in two installments.

To receive the first installment, registration of the pregnancy is mandatory. At least one Antenatal Check-up (ANC) must be undergone within six months of the Last Menstrual Period (LMP). This check-up must be conducted at an Anganwadi center or a government-recognized health center. After the check-up, the first installment of ₹3,000 is released.
The second installment of ₹2,000 is provided upon registering the child's birth and ensuring the child receives all necessary vaccinations up to 14 weeks after birth.

Additionally, if the delivery takes place in a government hospital or a registered private nursing home, the woman also receives the financial assistance provided under the Janani Suraksha Yojana (JSY). Thus, the total benefit can amount to approximately ₹6,000.

What benefits are available for the second child?
If the second child is a girl, the woman receives additional assistance of ₹6,000.

Which women can avail the benefits of the scheme?
To avail the benefits of the scheme, the woman must be at least 19 years of age. She must also be pregnant and experiencing a loss of income or wages due to the pregnancy. Women belonging to the following categories are also eligible:

Women from Scheduled Castes (SC)
Women from Scheduled Tribes (ST)
Women with a disability of 40% or more
BPL (Below Poverty Line) ration card holders
Women holding an e-Shram card
Women farmers linked to the PM Kisan Samman Nidhi scheme
Women holding an MGNREGA job card
Women whose family's annual income is less than ₹8 lakh
Anganwadi workers and helpers
ASHA workers
Women holding a ration card under the National Food Security Act (NFSA)

Which women will not receive the benefit?
Women who hold regular jobs with the Central Government, State Government, or Public Sector Undertakings (PSUs) and are already receiving maternity benefits cannot avail the benefits of this scheme.

How to apply online?
Applying for the scheme is quite simple. To do so:

First, visit the official PMMVY website.
Click on the 'Citizen Login' option.
Enter your mobile number and verify it using the OTP.
Create an account by entering details such as name, state, district, block, and other required information.
After logging in, click on the 'Beneficiary Registration' option.
Fill in all the requested personal details.
Select the option for the first or second child, whichever is applicable.
Submit the form after completing it.
Documents required for the application

The following documents may be required while applying:

Aadhaar card
Aadhaar-linked bank or post office account
Bank account details
Eligibility certificate
MCP/RCHI card
Pregnancy-related information (LMP and ANC dates)
Child's birth certificate

Child's vaccination details
Ration card, e-Shram card, MGNREGA job card, or other eligibility-related documents
Additionally, providing a mobile number is mandatory so that you receive timely updates regarding the application and payment status.

Disclaimer: This content has been sourced and edited from NDTV India. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.