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New features have been implemented to increase the security of UPI payments from June 2026. With features like biometric authentication and name verification, users can reduce the risk of fraud by turning on some additional settings.

Tech: Under UPI Security Rules 2026, many new security measures have been implemented to make online payments more secure. These include features like biometric authentication on large transactions and showing the name of the recipient before payment. Along with this, users can further strengthen their security by activating some important settings.

New rules implemented to make UPI transactions secure

With the increasing use of digital payments, cases of UPI fraud are also increasing. Keeping this in mind, many new security features have been implemented to make UPI transactions more secure from June 2026. The purpose of these changes is to make online payments safer and protect users from fraud. Under the new rules, additional security checks will now be done in some transactions, so that the possibility of unauthorized payments can be reduced.

New security features implemented from June

Several important changes have been implemented from this month to make UPI payments more secure. Now, not only UPI PIN but also biometric authentication can be used during high value transactions. Users will be able to verify identity through fingerprint or Face ID available on their smartphone.

Apart from this, before sending money to any number, the name of the person in front will also appear on the screen. This will reduce the possibility of money being transferred to the wrong account and fraud through fake identity. The special thing is that to activate these features, users will not need to turn on any separate setting, because they are being implemented at the backend level.

Take necessary precautions while making UPI payment

Despite the implementation of security features, it is very important for users to remain vigilant. The name of the recipient should be checked carefully before any transaction. If there is any discrepancy between the name and number then it would be better to avoid making the payment.

Along with this, it is also important to understand that UPI PIN is used only for sending money. If someone asks you to enter a PIN in the name of receiving money, it could be a sign of fraud. You should also avoid scanning unknown QR codes and clicking on suspicious links, as cyber criminals can try to obtain banking information through these.

These settings will help in protecting from fraud

To further strengthen UPI security, it can be beneficial to keep biometric lock active in phone and banking apps. Due to this, the phone or payment app will not be easily accessible by any other person. Additionally, keeping banking and payment apps in a hidden folder can also provide additional security.

It is also important to keep the notification settings on, because with this, information about every transaction is available immediately. If any suspicious activity occurs the user can take immediate action. At the same time, possible losses can be limited by setting daily transaction limits in the banking app.

Updated apps and correct settings will increase security

Experts believe that payment and banking apps should always be kept updated, because new updates include security improvements. If a user does not use international payment services, he or she should also consider turning off the international transaction feature.

Overall, the new UPI security features implemented from June 2026 are considered an important step towards making digital payments more secure than before. However, along with technical security, awareness and caution of the users is equally important, as the responsibility for secure digital transactions rests equally on both the technology and the user.