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Credit Card: Reward on every transaction.. New card.. 100 percent on UPI transactions!

Samayam | January 27, 2025 10:19 AM CST

Credit Card: A bumper offer for those who want to get a credit card. The giant bank has brought a new credit card called First Earn. This card offers rewards on every transaction. You can get 100 percent cashback on your first UPI transaction. Let's know the complete details of this card.

Credit Card: The use of credit cards has increased significantly in recent times. However, at the same time, many banks have cut reward points and cashback on credit cards. Due to this, many people are inclined to take new cards. Considering this situation, private sector IDFC First Bank has launched a new credit card. It has brought a UPI-based secured credit card named First Earn in partnership with RuPay. These cards will be issued to those who make fixed deposits with their bank.

With the help of the First Earn card brought by IDFC First Bank, customers can make UPI transactions. The bank said that they can also get cashback and rewards on every transaction. This is a virtual credit card. The bank said that transactions can be carried out conveniently through this card. It said that new cardholders can get 100 percent (up to Rs. 500) cashback on their first UPI transactions. This UPI cashback is available for 15 days from the date of purchase of the card.

IDFC First Bank offers 1 percent cashback on UPI transactions. 0.5 percent cashback on transactions made through other apps, insurance premium payments, utility bills, and e-commerce purchases. Also, IDFC First Bank offers 7.25 percent interest on fixed deposits with a maturity tenure of one year and 1 day. This new credit card can be availed on this. Reward points can be earned on every transaction.

If you book movie tickets through Zomato District using IDFC First Earn credit card, you will get a discount of up to 25 percent (Rs. 100). Also, there is a road assistant worth Rs. 1399, a lost card liability of Rs. 25 thousand and a personal accident insurance of up to Rs. 2 lakh in case of loss of the card. Since UPI payments can be made, there will be an opportunity to scan over 60 million QR codes.