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As we all know that human life is full of uncertainties, anything can happen here at any time, so we should be prepared to avoid future troubles, especially from a financial point of view, if you are thinking of such a scheme, then Fixed Deposit (FD) is a good option, State Bank of India (SBI) has launched many FD schemes offering attractive interest rates and a variety of benefits, let's know about it-

1. SBI Amrit Kalash FD Scheme

SBI Amrit Kalash FD Scheme is designed to provide great returns to both regular investors and senior citizens. This scheme offers:

Interest rates: 7.1% for regular investors and 7.6% for senior citizens.

Duration: 444 days.

Last date to invest: November 30, 2024.

This FD scheme offers good return rates with short-term maturity, making it an excellent option for investors looking for medium-term investments.

2. SBI Amrut Vrishti FD Scheme

SBI Amrut Vrishti FD scheme is another promising investment option with attractive returns. This scheme has the following features:

Interest rates: 7.2% for regular investors and 7.75% for senior citizens.

Tenure: 444 days.

Last date to invest: March 31, 2025.

Like the Amrut Kalash FD scheme, this scheme also offers solid returns for medium-term investment periods.

3. SBI Green Rupee Term Deposit

SBI Green Rupee Term Deposit is a special FD scheme that stands out due to its unique focus on green initiatives. The scheme allows investments by both Indian residents and non-resident Indians (NRIs), making it inclusive for a wider audience. Key features include:

Investment amount: Minimum ₹1000, no upper limit.

Tenure options: 1111 days, 1777 days and 2222 days.

Interest rates: Ranges from 6.65% to 7.40% depending on the tenure chosen.

The scheme not only offers competitive interest rates but also promotes environmental sustainability, attracting investors to link their investments to green causes.

4. SBI Sarvottam FD Scheme

SBI Sarvottam FD Scheme is one of the most attractive fixed deposit schemes of SBI, offering higher interest rates on longer tenures.

Interest rates: Offers additional interest of 30 bps (0.30%) on 1-year FD and 40 bps (0.40%) on 2-year FD.

Investment limit: You can invest up to ₹3 crore in this scheme.

This is an ideal option for investors who want to invest large sums and enjoy high returns on their deposits.