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Tech News Desk – UPI apps have become the easiest way to make online payments these days and crores of digital payments are being made daily through Unified Payments Interface (UPI). This is the reason why cyber attackers are also looking to cheat users. Every day attempts are made to scam UPI through different methods and tricks, so you should be alert. Let us tell you what kind of UPI scams are happening the most these days and how to avoid them.

UPI PIN to receive money
There have been many such cases in which users are offered various kinds of inducements and are told that a large amount is being sent to them through UPI. Often this type of scam happens on call and the caller asks you to enter the UPI PIN to verify the amount being transferred. As soon as you enter the PIN, instead of money coming into the account, the amount is deducted from the account. Keep in mind, you do not need to enter the UPI PIN to receive any kind of payment. You should enter the PIN only when you want to make a payment to someone.

Claim to ask for money back after sending money to the account by mistake
You may have received a message to sending money to your account, in which an unknown person claims that he has mistakenly sent a large amount to your account. He asks for the money back, mentioning his mistake and explaining his helplessness. Many times the screenshots shared by him are fake and no money is deposited in your account. Instead of returning the money to someone in a hurry, you can send the money to him from your account yourself. First of all, if someone claims to send money to the account, do not trust him immediately and do not show any haste in returning the money. First of all, decide whether the money has really come to your bank account or not and only then take any decision.

Fake UPI apps help in fraud
There are many such apps available on third party websites and stores, which are completely fake but with their help the successful status of any payment can be shown. For example, after scanning the QR code, these apps show 'Payment Successful' status on the screen. In such a situation, it seems that the amount has been sent but it does not happen. In such a situation, always confirm whether the amount has reached your account or not.