Since the Corona period, people have been very scared about their lives. We are buying a LIC policy in case any calamity ever comes.
Experts say that not everyone should buy the LIC policy. If that person wants smart investment.
To understand this, first, you have to understand why LIC policy is purchased. The answer to this is very simple.
There are two reasons behind buying LIC. First, financial help to the family in case of an accident and a decent amount on maturity.
The more amount you desire in the form of maturity or financial assistance, the more extra premium you have to pay.
You can divide it into term plans and mutual funds. That means, you can buy a term plan for financial help for your home, which will be cheaper than LIC policy.
And invest money in mutual funds for a decent amount. You will get higher returns from the policy and will not have to wait till maturity.
Keep in mind, that this story has only given suggestions. If you are planning to invest then take advice from experts.
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