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If you want to take a loan up to Rs 2 lakh for yourself, then you can easily apply from home without going to the bank. Let us know how to apply for Aadhar card loan.

Aadhaar Card Loan: Many times we need urgent money. But money is not available from anywhere. One has to visit banks to get a loan but time goes on amidst so much documentation. However, there is a method through which you can easily apply for a loan and that too sitting at home. You can apply for loan using your Aadhar card. For this you must have phone and internet connection. Let us know how to do this work. First of all, let us know which banks can give you loan.

Loan can be availed through these banks: You can easily take Aadhar card loan through some other banks like SBI, HDFC, Kotak Mahindra. You just have to note that your credit score should be 750 or more. Under this you can apply a loan up to Rs 2 lakh. If everything goes well then the amount also comes to your account immediately.

Apply like this:

• First of all you have to go to the official website of your bank. You can also apply for loan using the bank’s app.

• Here you will get the option of personal loan. Click on this.

• Now you will be asked how much loan you want and how much tenure you want, fill this information.

• After this all the details of your EMI will be told. How much interest will be charged and how much extra money will have to be paid.

• Now you will be asked for PAN card or Aadhar card details. Enter this. OTP will come on your number which is registered with Aadhaar. Along with this, verification of Aadhaar will also be done.

• After this the bank will check all your details. If everything goes well for the loan then the loan money will be transferred to your bank account.

First Published : 02 March 2024, 07:40 PM IST