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• Financial security cover
• Passport and baggage security
• Emergency Evacuation Facility

Travel Insurance: When the name of foreign travel is mentioned, beautiful cities, air travel and luxurious hotels come to mind. While planning a trip we usually get so bogged down with ticket booking and packing that the most important aspect is the ‘Travel Insurance’ (Travel Insurance) ignores. But remember, insurance policy becomes your biggest shield when disaster strikes in any unknown country across the seven seas.

A ‘huge’ spike in medical expenses

Healthcare is very expensive abroad, especially in countries like America, Europe or Australia. Even a simple doctor’s appointment or medication expense can blow your travel budget. In such cases, your insurance policy should have coverage from hospitalization to even emergency surgery. While choosing an insurance, it is important to make sure that it covers only ‘accident’ or ‘sickness’ as well.

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Travel cancellation and baggage concerns

Sometimes the flight is delayed or due to some urgent reason you have to stop your trip midway and return home. At such times, the money for flight ticket and hotel booking is wasted. But with proper travel insurance, you can get compensation for this non-refundable amount. Apart from this, an insurance policy is a great solution to problems like mishandling of bags or loss of luggage at the airport.

What if I lose my passport?

Losing a passport abroad is like a nightmare. The process of getting a new passport, embassy visits and additional accommodation costs in between are huge. A good insurance policy not only helps you financially, but also provides you with all the necessary legal help and guidance till you get the new documents.

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Emergency Evacuation

If your condition becomes critical during the journey and you need to be brought back to India urgently, the cost of an air ambulance or a special plane can run into crores. If the travel insurance has ‘evacuation’ facility then all these expenses are borne by the insurance company. Hence, it is wise to opt for a policy that has more coverage than a cheaper policy.