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Business Desk – Personal Loan April 2026: In today’s time, anyone may need money at any moment. In such situations, most people now prefer to take a personal loan, because in this digital era, taking a personal loan has become very easy. People can now avail personal loans directly from their mobile phones in a very short time. The money is deposited directly into their bank account.

Therefore, if you are thinking of taking a personal loan from any bank in the coming time, then first of all you should get information about the interest rates of personal loans offered by big and well-known banks of the country. After this, you should take a loan from the bank which is offering the loan at the lowest interest rate.

Today, we will give you complete information about the personal loan interest rates offered by big banks of the country till April 2026. Come, let’s take a look at this information.

SBI Personal Loan

SBI is the largest public sector bank in the country. This bank offers personal loans to its customers at an initial interest rate of 10.05%. These interest rates may vary depending on the eligibility and credit score of the customer.

BOB Personal Loan

Bank of Baroda (BOB) offers personal loans to its customers at an initial interest rate of 10.15%. These interest rates may also vary depending on the eligibility and credit score of the customer. You can take a loan from ₹ 1 lakh to ₹ 20 lakh from this bank.

HDFC Bank Personal Loan

HDFC Bank is a well-known private sector bank in the country, which offers personal loans to its customers at an initial interest rate of 9.99%. These interest rates may also vary depending on the eligibility and credit score of the customer. You can take a personal loan up to Rs 50 lakh from this bank.

ICICI Bank Personal Loan

Another well-known private sector bank, ICICI Bank also offers personal loans to its customers at an initial interest rate of 9.99%. These interest rates may also vary depending on the eligibility and credit score of the customer.

Axis Bank Personal Loan

Axis Bank, a leading private sector bank, offers personal loans to its customers at an initial interest rate of 8.75%. These interest rates may also vary depending on the eligibility and credit score of the customer.