Top News

You can now use Face ID, fingerprint for Paytm UPI
06 Apr 2026

Paytm has announced the launch of biometric authentication for Unified Payments Interface (UPI) transactions and cardless ATM withdrawals.

The new feature will allow users to authenticate their transactions using their fingerprint or Face ID.

The move comes as the Reserve Bank of India (RBI) enforces stricter two-factor authentication (2FA) norms, focusing on dynamic and device-bound factors like biometrics to enhance transaction security.

User privacy and security
Data protection

The biometric verification process is done directly on the user's device, ensuring that neither Paytm nor its partner banks have access to or store users' biometric data.

As per the National Payments Corporation of India (NPCI) guidelines, biometric UPI transactions are capped at ₹5,000 per transaction.

This move is part of a broader effort to make digital transactions more secure and user-friendly.

Cardless ATM withdrawals made easier
ATM access

Along with UPI transactions, Paytm's new feature also simplifies cardless ATM withdrawals.

Users can now withdraw cash at participating ATMs by simply scanning a QR code on the screen and authenticating via Face ID, fingerprint, or their UPI PIN.

This eliminates the need for a physical debit or ATM card and makes accessing cash even more convenient for users.

Availability and user options
Platform compatibility

The new features from Paytm are available on both Android and iOS devices.

Users can link multiple bank accounts for withdrawals, while still having the option to use their UPI PIN if they prefer.

This flexibility is part of Paytm's commitment to making digital payments as convenient and secure as possible for all its users.