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If your bank account has become dormant due to inactivity, don’t worry—reactivating it is simpler than you think. Here’s a step-by-step guide for customers of four major banks, including SBI.

What is a Dormant Account?

A savings or current account is classified as dormant when no transactions are made for over two years. The Reserve Bank of India (RBI) mandates that no charges be levied for reactivating dormant accounts.

How to Reactivate Dormant Accounts in Different Banks

1. State Bank of India (SBI)

• Visit any SBI branch with your latest KYC documents.
• Submit a request to activate your account.
• Once your documents are verified, the account will be reactivated within three working days, and you’ll receive an SMS or email confirmation.

2. HDFC Bank

• Visit the nearest HDFC Bank branch.
• Submit a written application with your signature.
• Provide self-attested identity and address proof.
• Reactivation occurs as soon as you make a financial transaction.

3. IDFC FIRST Bank

• Visit the bank branch and fill out an account activation form.
• For joint accounts, signatures of all account holders are required.
• Submit address proof, PAN card, and identity proof as part of the KYC process.
• Complete at least one financial transaction to activate the account.

4. Punjab National Bank (PNB)

• Go to your PNB branch and submit a reactivation request along with your KYC documents.
• Deposit a minimum of ₹100 into the account.
• Provide Aadhaar card information for verification.

Key Takeaways

Reactivating a dormant account is straightforward and free of charge. Visit your bank branch with valid KYC documents, complete a simple process, and make a transaction to bring your account back to life.

Take action today to ensure uninterrupted banking services!