In today's digital world, smartphones have made our transactions very easy, you can transfer money to anyone from your phone through UPI, but friends, sometimes in a hurry someone puts money in your account, which can be a pleasant experience for you, but the other person has to face problems, in such a situation, if you feel that someone else's money has come into your account, then follow this rule of RBI
1. Contact your bank immediately
If you discover an unexpected deposit in your account, the first step is to immediately inform your bank. Provide them with detailed information
Amount received
Date of deposit
Any reference number associated with the transaction
Banks have established protocols to deal with such situations and they will check the source of the money.
2. Wait for the bank's investigation
Give your bank time to do a full investigation. They have systems in place to trace the origin of the money and make sure everything is handled correctly. Don't use the money until the bank has completed its process.
3. Don't spend the money
Avoid using money deposited by mistake. Spending it can lead to legal or financial troubles.
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