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Post Office Scheme These days everyone is running around by investing money in a good place. There is also a kind of risk when investing money in SIP, stock investment, mutual funds, etc. However, if you choose the government investment option, the risks are less and the benefits are more. The post office has also come up with a similar benefit scheme. The post office has launched Sukanya Samriddhi Yojana. Under this scheme, a citizen who is a resident of India can invest money in it for a girl under the age of 10. An amount ranging from Rs 250 to Rs 1.50 lakh can be invested annually in Sukanya Samriddhi Yojana.

Sukanya Samriddhi Scheme
Sukanya Samriddhi Yojana is a scheme that is going to be really beneficial. This scheme is considered to have the highest interest rate among all government schemes. In this scheme, you pay an interest rate of 8.2% per annum on the amount invested. If you invest money in this scheme for some time, then your daughter will get an amount of Rs 71 lakh at the age of 21, including the interest received on it.

Let us know more about what this scheme is.
Nowadays many beneficial schemes have been started in the post office. The central government has started this scheme to reduce the burden of marriage and education of girls. Any Indian citizen can start this scheme for a girl child. A person can invest in this scheme for 15 years. After that, when the girl turns 21, the entire amount is deposited in the account.

What are the rules of this scheme? Post Office Scheme
* The interest given on the amount under Sukanya Samriddhi Yojana is revised every three months. That is, if you increase or decrease the interest, it affects the final amount you get. * After starting investing in this scheme, it should be deposited before April 5 every year. Therefore, you can get more interest on the amount on this account. * No matter how old your daughter is now, she can get the full amount only after the age of 21.

What does your daughter have to do to get Rs 71 lakh?
* If you want to get the benefit of Rs 71 lakh in this government scheme, then you have to deposit Rs 1.5 lakh in it every year. This will be beneficial because more interest is received on more amount. * The second important thing is that if you want to get more returns, then you should deposit every installment by 5 April every year. * If you deposit Rs 1.5 lakh for 15 years, then your amount will become Rs 22,50,000 in 15 years. And with interest on this, the amount will be Rs 71,82,119. You will get an interest of Rs 49,32,119 on your Rs 22 lakh. * No tax is levied on this amount. So the amount that will be deposited will be deposited directly in your account.

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News Title : Post Office Scheme 13 August 2024