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Why Interest Certificate is required for ITR? How to download from SBI?
telugu.samayam | June 21, 2024 9:39 AM CST

ITR Filing: Income Tax Returnees are required to file Income Tax Returns every year at the beginning of the new financial year. They should include their income details in it. Many people keep fixed deposits in banks to save tax. And some take home loans. Keeping track of interest details related to deposits and loans is not an easy task. Having accurate information about your investments and the returns on them will help you make more accurate financial decisions. That is why there is accurate data by taking the official interest certificate from the banks. Interest certificates are very useful for those filing.
Income Tax 
Returns. In the ITR they have to mention the details of their income from other sources. Many people do not know that interest income on bank fixed deposits is taxable. Banks will deduct TDS if the interest is beyond the limit. That is why these details have to be given in ITR. Accurate data can be entered by taking interest certificates from banks. Now let's see how to download interest certificates from the State Bank of India, ICICI Bank, and HDFC Bank.

How to download an interest certificate from SBI?

  • First, go to the official website of the State Bank of India www.onlinesbi.sbi.
  • You need to log in with your details in the Personal Banking section.
  • After the new page opens click on the My Certificate tab.
  • You have to select the interest certificate from the list.
  • Click on the download save button and the interest certificate will be downloaded.
 

How to download from HDFC Bank?

  • First, you need to log in to the net banking services through the official website.
  • Click on TDS Inquiry in the request option on the left.
  • After that, you have to select your desired financial year and quarter certificate dates.
  • Just click on Continue and Confirm.
 

Downloading from ICICI Bank website.

  • First, you need to log in to your account at www.icicibank.com.
  • After login click on Tax Center in Payments and Transfer tab.
  • A new web page will open. Various options will appear on the screen.
  • Click on the Certificate of Interest option and the download option will appear. Click on it.
  • Select the date of your desired time and click on Download PDF.


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