New Delhi : State Bank of India (SBI) special fixed deposit (FD) scheme Amrit Kalash is ending on this day. Under this scheme, 7.60% annual interest is being given to senior citizens on FD and 7.10% to others.
In this Fixed Deposit Scheme, investment has to be made for 400 days. In such a situation, if you want more interest on FD then you can invest in this scheme. We are telling you about it.
This is a special term deposit
Amrit Kalash is a special retail term deposit i.e. FD. In this, senior citizens get interest rate of 7.60% and common citizens get interest rate of 7.10%.
In this, you can make a maximum FD of Rs 2 crore. Under Amrit Kalash Scheme, interest is paid to you every month, every quarter and every half year. You can decide the payment of FD interest as per your convenience.
You can invest online or offline
To invest in this scheme, you can also go to the bank branch. You can also invest in it through netbanking and SBI YONO app. Like normal FD, the facility of taking loan is also available on Amrit Kalash.
You can also invest in SBI ‘WeCare’ scheme
SBI has also extended the last date of its another special term deposit (FD) scheme ‘Vcare’. Now investment can be made in this scheme.
In this scheme of SBI, senior citizens will get additional interest of 50 basis points on deposits (FD) of tenure of 5 years or more.
Senior citizens get 0.50% more interest than the general public on retail term deposits of less than 5 years. Under the ‘WeCare Deposit’ scheme, 1% interest will be available on FD of 5 years or more. However, no additional interest will be given on withdrawal before maturity.
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