Top News

EPFO Interest Credited: Interest deposited together in 35 crore accounts, transferred for the first time on July 15, check balance like this

Samira Vishwas | July 16, 2026 9:24 PM CST

Business Desk – EPFO Interest Credited: There is great news for crores of employed people of the country. Employees Provident Fund Organization (EPFO) has simultaneously credited the interest amount in about 35 crore member accounts for the financial year 2025-26.

The special thing is that this time the interest was transferred to all the accounts on July 15 itself, whereas in previous years this process used to continue till September. This time, EPFO has auto-processed interest of about Rs 1.44 lakh crore and deposited it in the accounts through the new central database.

How did interest come so quickly for the first time in history?

This time, the biggest reason for depositing interest in record time is the centralized national database of EPFO. The organization has created a single national database by combining its 123 different regional databases across the country. During this process, about 1,700 crore transactions and records of employers were migrated to the new system. After the migration was completed on June 30, the automated system calculated the interest, which was verified by field officials. Thanks to this technical change, interest payment was completed in record time.

11 lakh pending claims also settled

With the implementation of the new system, EPFO has also settled about 11 lakh pending claims worth Rs 3,000 crore. This has provided relief to lakhs of members and the claim process has become faster than before.

How to check whether interest has been received or not?

EPFO members can check their account balance and interest in many ways. The easiest way is EPFO Member Passbook Portal (e-Sewa). Log in here by entering your 12 digit UAN, password and captcha. After entering the OTP received on the mobile, the total balance, recent contribution and interest entry can be seen in Passbook Lite.

You can also check balance through UMANG app

Members can also check their PF balance through UMANG app. Select EPFO service in the app and log in through UAN and OTP. After this, complete information about balance and interest can be seen by going to ‘View Passbook’ option.

What if the entry is not visible in the passbook?

EPFO has clarified that if the entry of interest is not immediately visible in the passbook of a member due to system migration, there is no need to panic. Under Paragraph 60 of the EPF Scheme, 1952, interest is calculated on the running balance of every month. Therefore, even if the entry appears late in the passbook, the members will not lose even a single rupee and the entire interest will remain safe in their account.