Schools today do a brilliant job of teaching kids how to crack tough maths problems and remember dates from history. Yet, they often completely miss out on teaching them what to do with their very first bit of pocket money. If your child gets top marks but doesn't quite grasp the value of a rupee, you certainly aren't the only one. In fact, a recent survey found that a massive 96 per cent of Indian parents worry their kids don't know enough about money. To add to this, research from Cambridge points out that our core money habits are set in stone by the time we are just seven years old. To help fix this gap, The Times of India has rolled out the Money Masterclass, a unique programme built to turn clever students into money-smart young adults.
Bridging the Gap Between Academics and Reality
Created for children aged nine to fifteen, this expert-led course shows that learning about money can actually be a lot of fun. You won't find any boring, pre-recorded videos here. Instead, the kids get four live, two-hour sessions on Zoom by Bharvi Avlani, a Chartered Accountant and finance expert who really knows how to bring money matters down to earth. The best thing is how perfectly it fits into everyday Indian life. Rather than putting heavy economic theories in kid's head, she helps them figure out exactly what to do with their festival shagun, how to sort out their change down at the local kirana shop, and how to properly value the cash in their own pockets.
A Comprehensive Curriculum for Future Wealth
The course is carefully broken down into four stages, taking children from absolute basics right through to smart financial planning. It starts with the golden rule: money is earned through hard graft, not magic. Kids learn how to spot the difference between things they actually need and things they just want, picking up the vital habit of putting money in their piggy bank first. Next, the programme looks at making choices. Children are taught a clever three-jar system to split their cash into saving, spending, and sharing, helping them budget for things they really want to buy.
Beyond the Screen with Practical Toolkits
The Times of India makes sure the lessons stick long after the live Zoom calls end. Every child receives a digital toolkit. This has a pocket-money contract, a handy glossary of financial words, tracking sheets, and a helpful guide for parents. Once they finish, children get a digital "Money Belt" certificate alongside a personal note on their progress. The brightest sparks might even get the rare chance to have their work published right in The Times of India.
Flexible Scheduling for Busy Families
Knowing just how busy family life gets, the programme spans two weekends and offers plenty of flexibility. Batch 1 will start on Saturday, 18th July 2026, while Batch 2 starts on Saturday, 8th August 2026. To work around your weekend plans, each live session runs twice a day. Parents can choose the morning slot (10:00 AM to 12:00 PM) or the evening one (5:00 PM to 7:00 PM), just hopping onto whichever time suits them best on the day. Teaching kids about money early on is one of the best investments you can make. Don't let your child's fantastic education stop at the school gates. Book them into the today, and hand them the practical skills they need to face their financial future with total confidence.
To Enrol in TOI Money Masterclass
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