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Household Income: Have you ever wondered what the combined income of a family might be in major cities like Delhi or Mumbai, or which city boasts the highest household income? If not, take a look at this list.

Household Income: In bustling cities like Mumbai and Delhi, the cost of living is high, and the population density is immense. Surviving in these cities often requires more than just one family member's earnings; the entire family usually needs to contribute—and indeed, they do. However, recent data reveal that it is not Mumbai or Delhi but another city entirely that surpasses them in household income.

Which city leads the pack?

According to data for 2025-26, Bengaluru has overtaken both Delhi and Mumbai in average household income. Bengaluru tops the list for the highest household income in the country, while the national capital, Delhi, ranks third, and Mumbai—often called the 'City of Dreams'—ranks fifth.

Revealed by the Paytm Founder

These figures came into the spotlight after the founder of Paytm shared a post. Vijay Shekhar Sharma shared the information via his official X (formerly Twitter) account, citing research conducted by PRICE and Tata Sons for 2025-26. In the caption accompanying the post, he wrote, "In terms of household income, Delhi ranks third and Mumbai fifth. Bengaluru and Chandigarh top the list."

What is the income level in the top 5 cities?

According to the chart, Bengaluru leads the way; the average annual income of a family there is approximately ₹28 lakh, the highest in the country. Chandigarh is on par with Bengaluru on this list; the income levels in both cities are nearly identical, placing Chandigarh in the second spot. Meanwhile, Delhi ranks third with an average annual household income of approximately ₹26 lakh.

It is followed by Vadod

Household Income: In bustling cities like Mumbai and Delhi, the cost of living is high, and the population density is immense. Surviving in these cities often requires more than just one family member's earnings; the entire family usually needs to contribute—and indeed, they do. However, recent data reveal that it is not Mumbai or Delhi but another city entirely that surpasses them in household income.

Which city leads the pack?

According to data for 2025-26, Bengaluru has overtaken both Delhi and Mumbai in average household income. Bengaluru tops the list for the highest household income in the country, while the national capital, Delhi, ranks third, and Mumbai—often called the 'City of Dreams'—ranks fifth.

Revealed by the Paytm Founder

These figures came into the spotlight after the founder of Paytm shared a post. Vijay Shekhar Sharma shared the information via his official X (formerly Twitter) account, citing research conducted by PRICE and Tata Sons for 2025-26. In the caption accompanying the post, he wrote, "In terms of household income, Delhi ranks third and Mumbai fifth. Bengaluru and Chandigarh top the list."

What is the income level in the top 5 cities?

According to the chart, Bengaluru leads the way; the average annual income of a family there is approximately ₹28 lakh, the highest in the country. Chandigarh is on par with Bengaluru on this list; the income levels in both cities are nearly identical, placing Chandigarh in the second spot. Meanwhile, Delhi ranks third with an average annual household income of approximately ₹26 lakh. It is followed by Vadodara in fourth place, while Mumbai ranks fifth with an average income of around ₹25 lakh.

Minimal Income Disparities Across Several Cities

According to the chart, the income gap between several cities is quite narrow. Cities such as Pune, Thiruvananthapuram, Surat, and Hyderabad report an average annual household income ranging from approximately ₹22 lakh to ₹24 lakh. Coimbatore records an average income of around ₹20 lakh, while the figure stands at approximately ₹19 lakh annually for Ahmedabad, Kochi, and Chennai.

The ranking also includes smaller cities such as Tiruppur, Jaipur, Lucknow, Kolkata, Madurai, Ranchi, and Chhatrapati Sambhajinagar. In these cities, the average annual household income ranges between ₹15 lakh and ₹18 lakh.