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EPFO Interest Credit: Great news for about 8 crore PF account holders! 8.25% interest started coming in your account, check your balance immediately with these 4 easy methods – ..
Samira Vishwas | July 7, 2026 3:24 PM CST


A very wonderful and big good news has emerged for about 8 crore employed employees of the country. Employees Provident Fund Organization (EPFO) has officially announced to give interest at the rate of 8.25% for the financial year 2025-26. Along with this, the organization has issued strict instructions to all the regional offices across the country to deposit the interest amount in the PF accounts of the members as soon as possible. The Central Government has given its final approval to this interest rate under the rules of Employees Provident Fund Scheme, 1952.

Due to new IT upgrade, interest will be transferred very fast this time.

Generally, it takes a long time of one to two months for the interest amount to be fully credited in the PF accounts, due to which the employed people get troubled a lot. But this time it will not happen. EPFO has recently done Database Consolidation of its entire IT system and database. Besides, the software system has also been completely upgraded. With the help of this modern technology, the entire process of transferring interest to the accounts of crores of members is going to be many times faster and easier than before.

Interest did not change for the third consecutive year, got green signal from Finance Ministry

PF account holders have been waiting for interest money to come to their accounts for a long time. It is noteworthy that in March 2026, the Central Board of Trustees (CBT) of EPFO ​​had recommended 8.25% interest rate for the financial year 2025-26. As per rules, after the approval of CBT, this file was sent to the Finance Ministry for the final decision. After getting the green signal from the Finance Ministry in June 2026, now money is being sent to the accounts as fast as oil. This is the third consecutive year that the government has kept the interest rate on PF constant at 8.25%.

Has interest been received in your account or not? Check immediately with these 4 methods

If you also want to check whether the interest money has been credited to your PF account or not, then you can use these four very easy digital methods sitting at home:

  • 1. EPFO ​​Member Passbook Portal: First of all go to the official member passbook portal of EPFO. Log in by entering your UAN number and password there. Open the passbook by selecting your PF account, where you will see a new entry named ‘Interest Update’.

  • 2. UMANG Mobile App: Open the Umang app on your smartphone and go to the EPFO ​​section. After this click on ‘View Passbook’. You can see the complete statement of your passbook by logging in with the help of OTP and UAN received on your registered mobile.

  • 3. By sending just one SMS: From your PF registered mobile number 7738299899 Send an SMS to. You have to type – EPFOHO UAN ENG (If you want information in Hindi, then write HIN in place of ENG at the end). Within a few seconds, the balance message will come on your phone.

  • 4. Missed Call Service: This is the easiest way. From your registered mobile number 9966044425 Give a missed call. After two rings, the call will be disconnected automatically and you will immediately get the total balance and interest status of your account through a text message.


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