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Bank Holiday Tomorrow: RBI Announces Holiday for Select States on July 6, While Banking Services Continue Elsewhere

If you have an important banking task scheduled for Monday, July 6, 2026, it is worth checking whether your local bank branch will be open. According to the Reserve Bank of India's (RBI) official bank holiday calendar, banks will remain closed in selected states due to regional observances.

The holiday does not apply nationwide. Most states will continue normal banking operations, while only a few locations will observe a bank holiday.

Here's a detailed look at where banks will remain closed and which banking services will continue to operate.

Banks to Remain Closed in These States on July 6

According to the RBI holiday schedule, bank branches will remain closed in the following states on Monday, July 6, 2026:

West Bengal

Banks across West Bengal will remain closed to mark the 125th birth anniversary of Dr. Syama Prasad Mookerjee.

Mizoram

Banks in Mizoram will observe a holiday on the occasion of MHIP Day (Mizo Hmeichhe Insuihkhawm Pawl Day), as notified under the RBI's state-wise holiday calendar.

Government banks, private banks, and cooperative bank branches covered under the RBI holiday schedule are expected to remain closed in these states.

Banks Will Remain Open in Most Other States

The July 6 holiday is limited to West Bengal and Mizoram.

Bank branches are expected to function normally in most other parts of the country, including:

• Delhi

• Mumbai

• Noida

• Chennai

• Bengaluru

• Lucknow

• Patna

• Uttar Pradesh

• Bihar

• Maharashtra

• And most other states and Union Territories

Customers in these regions can continue to visit bank branches during regular business hours.

RBI Bank Holiday Calendar for July 2026

Below are some of the important bank holidays scheduled during July 2026:

Holiday schedules may vary depending on state-specific notifications issued under the RBI's Negotiable Instruments Act holiday list.

Online Banking Services Will Continue Without Interruption

Even though physical bank branches will remain closed in the notified states, digital banking services will continue to operate as usual.

Customers will still be able to use:

• UPI payment services

• Internet banking

• Mobile banking applications

• NEFT and IMPS (subject to normal availability)

• ATM cash withdrawals

• Cash deposit facilities at ATMs where available

These services remain operational 24x7 and are not affected by branch holidays.

Plan Branch Visits Accordingly

Customers who need branch-specific services should plan in advance, especially if they are located in West Bengal or Mizoram.

Services that generally require a branch visit include:

• Cheque clearing assistance

• Demand draft issuance

• Locker operations

• Account opening and KYC updates

• Document verification

• Certain loan-related services

If your banking work involves any of these services, it is advisable to check your local branch's holiday schedule before visiting.

Final Note

The July 6 bank holiday is applicable only in West Bengal and Mizoram, while bank branches across most of India will remain open for regular business.

Customers can continue using digital banking channels regardless of the holiday, ensuring uninterrupted access to payments, fund transfers, and ATM services. Those requiring in-person banking assistance should verify local branch timings based on the RBI's official holiday calendar before planning their visit.