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EPFO New Rule: PF deducted from your salary has changed, now new rule of ₹ 1,800; Withdrawal of money also became easier
Samira Vishwas | July 2, 2026 6:24 PM CST

EPFO New Rule 2026 For Active Members: Employees Provident Fund Organization has made an important change in its rules. This step of EPFO ​​will affect about eight crore active members of the organization. The most important thing in the new reform made by the organization is that the 12 percent contribution will be limited only to the salary of Rs 15,000 per month. Contribution more than this will be considered voluntary. Under this new rule, employed people will have the freedom to decide what percentage of their salary they want to deposit in their PF account every month.

Let us tell you that under the new system EPFO ​​Rule 2026, the organization has made it mandatory to keep the limit of Rs 1,800 as PF contribution as it is. Now even an employee with a basic salary of Rs 1 lakh every month will have to deposit only Rs 1,800 in the provident fund under EPF, while those employees who want to save more for their retirement will have complete freedom to contribute more than Rs 1,800, however, this will be voluntary and not mandatory.

Freedom to reduce or stop PM

On Wednesday, the organization has notified the EPF Scheme 2026. According to this, any active member of EPFO ​​can voluntarily contribute additional salary in excess of the statutory salary limit. pf contribution Can opt for. At the same time, if the employing companies or institutions wish, they can give funds equal to the voluntary contribution, but it will not be mandatory for them to do so. The employee or the company can reduce or stop additional contributions at any time.

Withdrawal of money from PF will be easy

The previously decided 13 categories for withdrawal of money deposited in PF have now been reduced to three. new epf scheme Withdrawal reforms approved by the Central Board of Trustees i.e. CBT in October have also been implemented. The objective of the new rules is to make the process of withdrawing money deposited in PF easier and to increase the number of annual withdrawals.

  • Essential Needs: Illness, Education and Marriage
  • Housing Needs: Purchase, construction and other expenses to housing
  • Special Circumstances: Other emergency circumstances included in all the previous categories

EPFO also implemented new pension rules

The government has made big and important changes in the rules of EPFO, which is going to benefit the common people a lot. After the new changes, employees will not have to visit offices to get their hard-earned money and pension. According to the new notification, now if there is unnecessary delay in the pension claim of any employee, then the department will have to pay compensation. This new step has been taken very seriously to completely protect the interests of the employees and bring transparency in the system.


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