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July 2026 could prove to be a somewhat challenging month for those involved in banking operations. According to the bank holiday calendar released by the Reserve Bank of India (RBI), banks across the country will remain closed for approximately 12 days in total, accounting for holidays observed in various states. These holidays include weekly offs (Sundays and the second and fourth Saturdays) as well as several regional festivals and special occasions.

It is important to note that not all holidays apply uniformly across the entire country; many are specific to certain states or cities. Therefore, customers should check the holiday list applicable to their specific city.

List of weekly holidays in July:
* 5 July (Sunday)
* 11 July (Second Saturday)
* 12 July (Sunday)
* 19 July (Sunday)
* 25 July (Fourth Saturday)
* 26 July (Sunday)

This means that banks across the country will remain completely closed for at least 6 days, during which no branch services will be available.

Regional festivals and special holidays:
Several states will observe additional holidays in July due to local festivals and cultural events:

* 6 July (Monday): MHIP Day – Mizoram (Aizawl)
* 9 July (Thursday): Behdienkhlam – Meghalaya (Shillong)
* 16 July (Thursday): Rath Yatra – Odisha (Bhubaneswar)
* 17 July (Friday): Death Anniversary of U Tirot Sing – Northeastern states
* 18 July (Saturday): Drukpa Tshe-zi – Sikkim (Gangtok)
* 21-22 July: Kharchi Puja – Tripura and Meghalaya
* 31 July (Friday): Martyrdom Day of Shaheed Udham Singh – Haryana

Which services will be affected?

Essential banking activities may be affected while the banks remain closed, such as:

*   Delays in cheque clearance
*   Cash deposits and withdrawals (via branches)
*   Demand drafts and passbook updates
*   Offline loan-related transactions

If you have planned any payments or banking tasks with specific deadlines, please keep these dates in mind.

Digital banking services will remain operational.

Although bank branches will be closed, customers are unlikely to face significant inconvenience because:

*   Net banking
*   Mobile banking apps
*   UPI services
*   ATMs

All these services will continue to function normally. This means you can easily perform tasks such as transferring money, paying bills, and checking your account balance.

Disclaimer: This content has been sourced and edited from Navbharat Times. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.