The Employees' Provident Fund Organisation (EPFO) has provided significant relief to employees by digitizing the PF withdrawal process. Previously, obtaining approval and attestation from the employer—that is, the company—was mandatory for withdrawing PF funds. This often led to delays in processing claims. However, under the new EPFO 3.0 framework, this process has now become entirely online in many instances.
**Who Will Benefit?**
According to the new EPFO regulations, employees whose Universal Account Number (UAN) is active—and whose Aadhaar, PAN, and bank account details are linked and verified—can file online PF claims without requiring employer approval.
For this to work, the mobile number linked to the Aadhaar account must also be active, as the entire process is completed via OTP verification. However, individuals with incomplete KYC details or those filing claims offline may still require confirmation from their employer.
**Which Claims Can Be Filed?**
The EPFO facilitates various types of online claims. These include Form 19 for withdrawing the full PF balance upon leaving a job, Form 10C for pension withdrawal, and Form 31 for partial withdrawals.
Through Form 31, a portion of the PF balance can be withdrawn for specific purposes such as medical emergencies, higher education, marriage, purchasing a home, repaying a home loan, or home renovation.
**How to File an Online PF Claim?**
First, visit the EPFO Member Portal to confirm that your UAN is active.
Next, navigate to the KYC section to update and verify your Aadhaar, PAN, and bank account details.
Now, log in to the EPFO Member e-Sewa portal using your UAN and password. Go to the 'Online Services' section and select the 'Claim' option.
Here, you must select the appropriate form—Form 19, Form 10C, or Form 31—based on your specific requirement.
Subsequently, an OTP will be sent to the mobile number linked to your Aadhaar account. Once you enter the OTP, your claim will be successfully submitted.
**How to Track Claim Status**
After submitting a claim, you can check the status of your application using the 'Track Claim Status' option available on the EPFO portal. This new digital system by the EPFO is being considered a major step towards making PF withdrawals faster, easier, and more transparent for employees.
Disclaimer: This content has been sourced and edited from Amar Ujala. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.
-
Man stabbed to death in northwest Delhi by brother-in-law over family dispute
-
Suffocation in the four walls? Did not fall into the death trap of the enemy’s ‘environment’?
-
Children will definitely like Bourbon Choco Laddus, prepare it in minutes with biscuits and chocolate.
-
Which Mango Variety Is Considered The Sweetest In The World?
-
Real picture of Samsung Galaxy Z Fold 8 revealed, major changes seen in the design
