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The Nitish government of Bihar has taken a huge and historic step towards making half the population economically strong, self-reliant and empowered. The Cooperative Department of the state has started two very wonderful new schemes for women. The main objective of these schemes is to promote the habit of saving among women and to provide them excellent self-employment opportunities to start their own business.

The state government clearly believes that these welfare schemes are going to provide direct and huge benefits to women from rural areas to urban areas. The names of these two special gifts launched by the government are ‘Nari Samriddhi Yojana’ and ‘Nari Shakti Self-Employment Scheme’. Through these two schemes, women will now get better returns on their savings than ever before and will also be able to get loans at very affordable rates to start a new business.

Women who save will enjoy, will get great returns

Under the first scheme of Bihar Government i.e. ‘Nari Samriddhi Yojana’, women will be able to keep their hard-earned deposits completely safe in their nearest cooperative banks. The government has made a big claim that women will be given much better and higher returns (interest) on the accounts opened under this scheme as compared to normal savings accounts.

The real objective of the government behind starting this scheme is to develop the habit of small savings among women and to give them financial security for the future. This scheme is going to prove to be a boon especially for those housewives and working women, who want to make their future secure and happy by saving a little every month.

You will get the cheapest loan to start your business

The second big gift of the government i.e. ‘Nari Shakti Self-Employment Scheme’ has been prepared keeping women entrepreneurs in mind. Under this, any women who want to start their new business or want to expand the already ongoing work, will be given loan by the government at a very low and concessional interest rate.

The cooperative banks of the state will provide loans to women at very low interest rates without any hassle. With the help of this money, women will be able to easily start their small businesses, home industries, weaving-embroidery, sewing or any other employment activities. The government has full hope that with this step, women in Bihar will become self-reliant on a large scale and many new employment opportunities will also be created at the local level.

Cooperative Minister launched bumper schemes

Putting this big gift on the ground, State Cooperative Minister Ram Kripal Yadav formally inaugurated both these ambitious schemes on May 15. Immediately after the launch, the department has issued strict guidelines to all the cooperative banks to strictly implement these schemes. The Cooperative Department says that in the coming time, the scope of both these schemes will be expanded further, so that its benefits can be extended to more and more women living in every corner of Bihar.

How will you get the benefit of this government scheme?

If you are also a woman living in Bihar and want to take advantage of these wonderful schemes of the government, then the process is very easy. Women wishing to avail the benefits of these schemes can directly contact their nearest District Central Cooperative Bank or any Cooperative Bank branch. The complete method of applying, necessary documents and all important information to the loan will be easily available through the official system of the bank’s branches and department.