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State Bank of India (SBI) has reduced the interest rates of some short-term fixed deposits (SBI FD Interest Rate) by 0.15%. These new rates have become effective from July 15, 2025. Now FDs with tenure ranging from 46 days to less than 1 year will get less interest. Customers can now expect lower returns on FDs of this period. Details of new rates are available on the SBI Website.

SBI Latest FD Rates-

- SBI has cut interest rates on three short-term FDs by 15 basis points (0.15%). The bank has reduced the interest rate for ordinary citizens from 5.05% to 4.90% for a period of 46 days to 179 days.

- At the same time, the interest rate on FD for the period of 180 days to 210 days has been reduced from 5.80% to 5.65%.

- Similarly, for 211 days to less than 1 year, the bank has reduced the interest rate for general citizens from 6.05% to 5.90%. (SBI Bank FD Rates)

SBI Senior Citizen FD Rates-
For senior citizens too, FD rates have been reduced by 15 basis points. The bank has reduced the interest rate from 5.55% to 5.40% for FD periods of 46 days to 179 days for senior citizens.

FD interest rate for the period of 180 days to 210 days has been reduced from 6.30% to 6.15%.

Similarly, for a period of 211 days to less than 1 year, the bank has reduced the interest rate for senior citizens from 6.55% to 6.40%.

What is the maximum interest rate offered by SBI-
SBI (State Bank of India) offers interest rates ranging from 3.05% to 6.45% (excluding Amrit Varsha rates) on FDs ranging from 7 days to 10 years to general citizens. At the same time, for senior citizens, SBI offers higher interest rates ranging from 3.55% to 7.05% (including SBI WeCare) on these periods.

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