If you are looking for a safe investment and want good interest in fixed deposits (FD), then some special FD schemes of State Bank of India (SBI) and IDBI Bank may be a great option for you. SBI's Amrit Kalash and Amrit Vrishti FD schemes can give you good returns in a short time. The last chance to invest is till 31 March 2025.

Special FD Schemes of SBI

1. SBI Amrit Kalash FD Scheme

Terror: 400 days
Interest Rate (for General Citizens): 7.10%
Interest Rate (for Senior Citizen): 7.60%

This scheme is best for those who want safe investment and good returns in a short time.

2. SBI Amrit Rain FD Scheme

Terror: 444 days
Interest Rate (for General Citizens): 7.25%
Interest Rate (for Senior Citizen): 7.75%

If you want to invest good interest by investing for a few more days, then this scheme is a great option.

IDBI Bank Festival Colable FD

If you want to invest in the FD of any other bank other than SBI, then IDBI Bank's festive option can be a great option.

Terror: 555 days
Interest Rate (for General Citizens): 7.40%
Interest Rate (for Senior Citizen): 7.90%

This scheme is considered to be the best for long -term investment, as the interest rates received in it are higher than normal FD.

Why invest in FD?

Risk-free investment: Your money is completely safe.

Guaranteed Return: Money gets back with interest after a certain period.

Better interest rates: These FD schemes are offering more interest rates than normal FDs.

Additional benefits for senior citizens: Elderly investors are given the benefit of higher interest rate.

How to invest?

Go to your bank's official website or nearest branch.
Choose FD Scheme (SBI Amrit Kalash, Amrit Vrishti or IDBI Festival FD).
Choose the amount of investment and tenure.
Submit KYC documents.
Open online/offline fixed deposit.