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Aadhar cards are very important documents for Indians. Which is used for opening a bank account, getting a SIM card, government work, and non-government work. But friends, do you know that you can take a personal loan of up to 2 lakhs with your Aadhar card, that too on minimum documents? Don't know, let us tell you the complete details about it-

Visit the bank's website or app.

Visit the website of the bank from which you want to take a loan or download their mobile app. Most banks provide an easy-to-use online platform for loan applications.

Check eligibility criteria

Before proceeding, make sure you meet the eligibility criteria set by the bank. This usually includes factors such as your income, employment status, and age.

Upload required documents

Once you have confirmed your eligibility, the next step is to upload the required documents including your Aadhar card. The bank may ask for additional documents such as proof of income or address.

Make sure Aadhaar is linked to your mobile number

It is important that your Aadhaar card is linked to your mobile number. This is because you will receive an OTP (one-time password) for verification after submitting your documents.

Authenticate with OTP

After uploading the documents, an OTP will be sent to your registered mobile number for authentication. Simply enter the OTP to verify your identity.

Loan approval within 24-48 hours

If all the submitted documents are correct and meet the bank's criteria, your loan will be approved within 24 to 48 hours.

Loan amount based on credit score

The amount you are eligible to borrow (up to Rs 2 lakh) will also depend on your credit score. A higher credit score may increase your chances of getting the full loan amount.

Disclaimer: This content has been sourced and edited from [TV9hindi].