New Delhi: - LIC Jeevan Anand Policy: There are some special occasions in the life of all of us, in which we have to make plans for our hard work, future security and fulfilling the responsibilities of the family. Have you ever thought that if you invest some money in a scheme every month, then you can get Rs 25 lakh in the future? Yes, we are talking about LIC's Jeevan Anand Policy, in which you can get the benefit of Rs 25 lakh by investing just ₹ 1358 per month. This scheme provides you a strong financial security along with securing your future. Let us know about this policy of LIC in detail.
LIC Jeevan Anand Policy: What is it?
LIC Jeevan Anand Policy is a secondary life insurance plan that offers the benefits of both life protection and investment. This policy serves as an affordable investment plan while also fulfilling the need for life insurance. Under this policy, you get a bonus in addition to the sum assured after a certain period, making your investment more profitable.
In this policy, if you pay a monthly premium of ₹1358, then this policy can provide you a benefit of up to ₹25 lakh after a certain period.
LIC Jeevan Anand Policy: Benefits
1. Double protection
LIC Jeevan Anand Policy offers you dual protection—one is life insurance, which gives financial security to your family, and second is an investment option, which grows over time.
2. High cover at low premium
You can get a cover of up to ₹25 lakh at a premium of just ₹1358 per month. This is a great option to secure your financial future.
3. Bonuses and grants
Under this scheme you also get the benefit of bonuses and grants, which increases your investment further over time.
4. Loan facility
Under this policy, you can also take a loan against the policy if needed. This policy helps you in financial crisis.
5. No team required
No member of your family has to take any additional responsibility for this policy. You alone can avail its benefits.
LIC Jeevan Anand Policy : Features
| Features | Description |
|---|---|
| Policy Term | 15 to 35 years |
| Initial covers | ₹2 lakh to ₹25 lakh |
| Principal amount | Refund amount at the end of the policy |
| Bonus | There are addendum benefits, which are provided during the policy term. |
| Loan facility | You can avail loan against the policy. |
LIC Jeevan Anand Policy: Benefits
- Protection at an Affordable Price: At ₹1358 per month, this is a great option to secure your family’s future.
- Financial Freedom: This policy can be helpful in meeting your financial needs at every stage of life.
- Retirement Plan: Under this policy you get a good cover at the time of retirement.
- Personal and family protection: Life insurance provides financial security to your family.
LIC Jeevan Anand Policy: Example
Suppose you buy this policy at the age of 30 and pay premiums for 25 years. If you deposit ₹1358 per month, you will have a cover of ₹25 lakh after 25 years. This amount can be a great help for your family, especially if you are in an emergency.
Example:
| Age of the policy holder | Monthly Premium (₹) | Policy Term (Years) | Cover amount (₹) | Amount received after 25 years (₹) |
|---|---|---|---|---|
| 30 years | ₹1358 | 25 years | ₹25 lakh | ₹25 lakh (including bonus and loans) |
LIC Jeevan Anand Policy : How to Apply for it?
- Online Application : You can apply online by visiting LIC website.
- Offline Application : You can also apply by visiting any nearest branch of LIC.
- Documents Required : You must have PAN Card, Aadhar Card, Birth Certificate, and a passport size photo at the time of applying.
Eligibility for LIC Jeevan Anand Policy:
- Age : Any person between 18 to 60 years can apply for this policy.
- Health : The applicant must be in normal health.
- Certificates : Government documents are required.
FAQs
Q1: How much premium is to be paid in LIC Jeevan Anand Policy?
A1: You can avail this policy by paying a premium of just ₹ 1358 per month.
Q2: After how much time does one get the cover of this policy?
A2: The cover of this policy is available between 15 to 35 years.
Q3: Is there a bonus in this policy?
A3: Yes, in this policy you get the benefit of bonus and grant.
Q4: Can I take a loan against this policy?
A4: Yes, you can take a loan against the policy.
