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At present, there are still a large number of people who do not have a smartphone. This means a large population uses feature phones, which are far away from the facility's internet. For such mobile users, the National Payment Corporation of India i.e. NPCI has provided the facility of online payment without a smartphone and internet.

Transfer money without a smartphone and internet.
In such a situation, if you do not have a smartphone. If there is no internet on the phone, then you can make online payments without a smartphone and internet. In this, UPI payment can be done using UPI123Pay. To make UPI payments without the internet, the USSD service should be active on your phone. Also, there should be money in your bank account. Let us tell you that the limit of UPI payment without the internet is ₹ 2000 per transaction and ₹ 10000 per day.

UPI123 Pay
This is NPCI's feature phone-based UPI payment service.

How to make a UPI payment

First of all, dial 99# on your phone.

After this, you have to select 1 option.

Then you have to select the type of transaction.

After this, enter the UPI ID, phone number, or bank account number of the person to whom you want to send money.

Then enter the amount of payment you want to send.

Enter your UPI PIN.

After this, tap on "Send".