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Many people use the ATM-cum-Debit Card of the State Bank of India. However, very few people know about the various charges levied on it. People think that when they open a bank account, they get an ATM card for free with it, but it is not so. Let us know what types of charges are levied on SBI ATM cards.

1- Charge for issuing debit card

According to the website of the State Bank of India, charges are levied in three categories for issuing debit cards.

Classic /Silver/Global/Contactless Debit Card- No charge on this.

Gold Debit Card- Rs 100 + GST

Platinum Debit Card- Rs 300 + GST

2- Annual charge on debit card

An annual charge is also levied on all ATM cards i.e. debit cards, which most banks call annual maintenance charge. This charge starts from the second year after opening the account. This charge is different for different types of cards.

Classic/Silver/Global Contactless Debit Card- Rs 200 + GST

Yuva/Gold/Combo/My Card Debit Card- Rs 250 + GST

Platinum Debit Card- Rs 325 + GST

Platinum Business RuPay Card- Rs 350 + GST

Pride/Premium Business Debit Card- Rs 425 + GST

3- Charge for replacing debit card

If your card is lost or stolen and you get it replaced, then you have to pay a charge of Rs 300 + GST to the bank.

4- International transaction charge

This charge is different in different situations. If you just check the balance at the ATM, then you will have to pay Rs 25 + GST. On the other hand, if you withdraw cash from an ATM, you have to pay a minimum of Rs 100 per transaction + up to 3.5% of the transaction amount + GST. If you make an international transaction or an e-commerce transaction on a POS machine, you have to pay a charge of 3% of the transaction amount + GST.