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LIC Scheme: In today's time, every person wants to invest a part of his earnings so that he can get financial security in the future. Be it the stock market or government schemes, people invest according to their own. Especially those who want to invest without taking risks, give preference to schemes like post office schemes and LIC. Therefore, LIC has started a special scheme called 'Saral Pension Yojana'. By investing money in this scheme, you can get a pension every month after retirement. That is, your worry about money will end for life.

What is LIC Saral Pension Yojana?
LIC Saral Pension Yojana is a plan in which once you invest, you get a guarantee of pension for life. This scheme is specially designed for those who want the security of regular income after retirement. By depositing the premium once in, you can ensure for your future that you will continue to get a pension every month. The special thing is that this scheme protects against any kind of market risk, making it a safe option for those who invest.

Who can invest?
The minimum age to invest in this scheme is 40 years and the maximum age is 80 years.
This scheme is for those who want financial security for their post-retirement life, especially those working in the private or government sector.
You can invest the money received from your Provident Fund (PF) and gratuity in this scheme.
By investing in this scheme, you will get a pension every month for life.
How will you get a pension?
Under this scheme, you can buy an annuity by making a lump sum investment. After investing, you can get a pension on an annual, half-yearly, quarterly or monthly basis. For example, if a 42-year-old person buys an annuity of Rs 30 lakh, then according to LIC's calculator, he will get a pension of Rs 12,388 every month. In this scheme, an annuity of a minimum of Rs 12,000 can be purchased annually and there is no maximum investment limit.
Loan and surrender facility
Another feature of LIC Saral Pension Yojana is that if an investor needs money in an emergency, he can also take a loan after 6 months of taking this scheme. Apart from this, if any member of the family gets a serious illness, then the investor can also surrender this policy.

How to get the benefit of the scheme?
You can also apply online to avail the benefits of this scheme. For this, you have to go to the official website of LIC (www.licindia.in) and get complete information about the scheme, after which you can invest according to your wish. You can also contact LIC agents to make the right decision regarding the pension and investment given under the Saral Pension Scheme.