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Invest once in this policy of LIC, you will always get pension…
Sandy Verma | September 9, 2024 8:24 AM CST

The country's largest government insurance company (LIC) has insurance for people of all ages. One of these is LIC Saral Pension Yojana which will give you good profits after retirement. The company promises to give people safe investment and good returns through this scheme.

In this scheme, the holder will get a fixed pension amount every month after retirement by investing only once. This is a non-linked, single premium scheme. This scheme provides people with the facility of safe and comfortable retirement. The special thing about LIC Saral Pension Yojana is that you can take it alone or with your partner. You have to invest only once. To avail the benefits of this scheme, the customer does not have to pay any monthly or yearly premium. You can buy annuity by making a lump sum investment.

After retirement, the pension amount will be credited to the holder's bank account every month. You will get this pension for life.

It is worth noting that the pension amount under this scheme does not increase. The amount transferred to you at the beginning of the scheme will continue to be given to you throughout your life. If you want to surrender after taking the premium, it can be done within six months of the start of the policy. What will be the pension amount? The company has not set any limit on the maximum pension under the scheme. The more money the customer invests, the higher the return he will get. For example, suppose you are 42 years old and in such a situation, if you buy an annuity of Rs 30 lakh, then after retirement you will get Rs 12,388 as pension every month.

Apart from this, if the policyholder dies, the investment amount is returned to his nominee. Who can avail the benefits of this scheme? Every person falling under the age group of 40 years to 80 years can avail the benefits of LIC Saral Pension Yojana. The benefits of this scheme can be availed by the couple alone or together. You can avail the benefits of this scheme even after retirement.


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