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PM Jeevan Jyoti Bima Yojana online applied for Eligibility & Benefits: The central government launched the Pradhan Mantri Jeevan Jyoti Bima Yojana in the year 2015. This scheme aims to provide cheap and affordable life insurance to those who are not able to buy it themselves.

PM Jeevan Jyoti Bima Yojana: The central government is running many schemes keeping in mind the convenience of people of every section of the country. Through these schemes, efforts are made to provide financial help, especially to the poor people. Today we are going to talk about a scheme, under which the government is providing life insurance facilities to the poor at a low premium. The name of this scheme is Pradhan Mantri Jeevan Jyoti Bima Yojana. This is one of the cheapest life insurance policies in the country.

Let us know how you can take advantage of Pradhan Mantri Jeevan Jyoti Bima Yojana and what are the documents required for this.

What is Pradhan Mantri Jeevan Jyoti Bima Yojana?

The central government started the Pradhan Mantri Jeevan Jyoti Bima Yojana in the year 2015. This scheme aims to provide cheap and affordable life insurance to those who are not able to buy it themselves. Let us tell you that any Indian citizen between 18 to 50 years old can take advantage of this scheme. Apart from this, Non-Resident Indians (NRIs) can also join the Pradhan Mantri Jeevan Jyoti Bima Yojana by opening a bank account in India.

Get 2 lakh insurance cover for Rs 436

To join this scheme, you have to pay an annual premium of only Rs 436. It provides a life insurance cover of Rs 2 lakh, which helps your family financially in case of the death of the policyholder in an emergency or accident. It is quite easy to join and claim this scheme.

How to apply?

If you want to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana, then you can apply online by visiting its official website https://jansuraksha.gov.in/. You will get the form here, download it. After this, fill out the form carefully go to your bank and submit it. If you want, you can contact your bank for the form fill out the PMJJBY form and submit it. After this, give your consent and choose a nominee for the policy.

Keep these documents ready.

Some documents will be required to apply for Pradhan Mantri Jeevan Jyoti Bima Yojana. Take it with you to the bank or keep it ready before applying online. These documents include an Aadhaar card, PAN card, photo, bank account and mobile number.