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EPFO Pension Types: 12% deduction is made on the basic salary of private sector workers for the EPF account. Along with this, the company also deposits the same amount in the PF account of the employee. EPFO ​​starts giving pension to its customers when they complete 58 years of age. Apart from pension, EPFO ​​​​provides many other benefits to its employees. Let us tell you which are the pensions that come under EPFO.



Retirement Pension
This is a normal pension. This pension is given to the customers after completing 10 years of service or on reaching the age of 58 years. It is also called superannuation pension.

Early Pension

This pension is given to those customers who have turned 50 years old and have completed 10 years of service. Along with this, they have joined a non-EPF company. In such a situation, they can be given pension at the age of 50 or they can wait till 58 years to get full pension. If someone gets early pension, then he will get 4% less pension every year.


That is, if a subscriber is entitled to a pension of Rs 10,000 at the age of 58, then he will get Rs 9,600 at 57 years and Rs 9,216 at 56 years. Early pension is given to those contributors who are above 50 years of age, have completed 10 years of their service and then leave the job to join a non-EPF organization. This pension is also called early pension.


Widow or child pension

On the death of the subscriber, his widow and children below the age of 25 years get pension. The child is entitled to pension but he gets pension only when the first child turns 25 years old. In such a case, the pension of the first child will stop and that of the third child will start. This method will also be applicable for the fourth child. That is, when the second child turns 25 years old, his pension will stop and the fourth child's will start. In this case also there is no restriction of age or minimum service. If a subscriber has contributed even for one month, then on his death his widow and children will be entitled to pension.



Disability Pension

This pension is given to such subscribers who become temporarily or permanently disabled during service. There is no age and service period limit to get this pension. If a subscriber has contributed to EPF even for one month, then he is entitled to this pension.



Orphan Pension

If a customer dies and his wife also dies, then in such a situation, their two children below the age of 25 years will be entitled to pension. But the pension will stop as soon as the children turn 25 years old.

Dependent Parents Pension

For this, Form 10D has to be filled. If a single EPFO ​​subscriber dies, then his dependent father will be entitled to pension. After the death of the father, the subscriber's mother will get the pension. She will get pension for life.

Nominee Pension

After the death of the subscriber, the nominee becomes entitled to the pension. But for this it is necessary that the subscriber has filled the e-nomination form on the EPFO ​​portal.