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Currently, digital payments are happening everywhere in India. Any payment from 10 rupees to 10 thousand is done through UPI. In this order, some UPI frauds are also taking place.

Currently, digital payments are happening everywhere in India. Any payment from 10 rupees to 10 thousand is done through UPI. In this order, some UPI frauds are also taking place. That is why it is essential to follow some safety tips in the case of UPI payments. As the use of UPI payments has become more common, cybercriminals are using this as an opportunity to commit new types of UPI fraud. What precautions should be taken to avoid being cheated in the case of UPI payments..

First you need to use certified apps to use UPI services. They should be downloaded from Google Play Store only. Also, payments apps must be locked. It is best not to use public Wi-Fi for making UPI payments.

 Make sure not to share your UPI PIN with anyone. Like ATM PIN and internet banking password, UPI PIN should also be kept very secure.

PIN only needs to be entered to send money through UPI. Note that PIN is not required to receive money. If someone asks for PIN to send money, be suspicious.


When sending money through UPI, verify the other party's ID twice. Do not send money without confirming the name.


When UPI ID is entered incorrectly or payment is made without correct name, money goes to one person instead of another. In case of such mistakes, one should immediately call the customer care of the respective UPI platforms. A complaint should be filed telling about the mistake. Or you can also call 1800 120 1740 toll free number and complain. Also you have to go to the bank where the money was cut and complain. By doing this your money will be recovered within two to three days.