Employees' Provident Fund Organization (EPFO) has simplified the rules for death claims of PF account holders. Due to a change in the rules, now the nominee of the PF account holder will get the money easily. EPFO has issued a circular giving this information. Now according to the new rule, if a PF account holder dies and his PF account is not linked to his Aadhaar or the information given in the Aadhaar card does not match the information given with the PF account, then also that account holder The amount will be paid to the nominee.
EPFO has taken the change in the rules related to death claims given the difficulties being faced by the nominees in getting the money. Before the change in the rules, there was difficulty in taking death claims if there was any mistake in the Aadhaar details or if the Aadhaar number became inactive due to technical problems. The officials had to put in a lot of effort to match the Aadhaar details of the deceased member. Due to this, it took a lot of time to get the claim and the nominee had to run around a lot.
The money will be given after physical verification
EPFO said that after someone's death, the information given in Aadhaar cannot be corrected. Therefore, now the money will be paid to the nominee after physical verification. The authenticity of the nominee or family member entitled to the money will be thoroughly investigated. Special care has been taken by EPFO to prevent any kind of fraud. However, for this, permission of the regional officer will be mandatory.
After the seal of the regional officer, the PF amount will be paid to the nominee. This rule will be applicable in case the information given based on PF account holder is incorrect. If the member's information is incorrect with EPFO UAN, then another procedure will have to be followed for payment of money.
If there is no nominee, the legal heir will get the money
If the PF account holder has not given the name of the nominee in the information given and he dies, then the PF money will be paid to the legal heir of the deceased person. The heir will also have to provide his Aadhaar card along with other documents.
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