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Life insurance company i.e. LIC has brought Saral Pension Scheme for people looking for investment options to save. By investing in this scheme today, you can get up to Rs 12,000 as a pension every month in old age. The special thing is that investment has to be made only once, whereas returns (High return on LIC scheme) are available every month. This scheme relieves the hassle of investing money every month. Its investors can also avail loan facility (bank loan) after 6 months on the existing amount.
 
Saral Pension Yojana Retirement Plan
What makes LIC's Saral Pension Scheme special (The best Pension scheme) is that it requires only a one-time investment and the pension is arranged for the whole life. This is the reason why the LIC Saral Pension Plan is very popular as a retirement plan. This scheme, which gives a fixed pension every month, fits perfectly into post-retirement investment planning. Suppose any person has recently retired. If he can invest the money received from the PF fund and gratuity during retirement, then he will continue to get the benefit of a pension every month throughout his life.

You will get a pension of Rs 12000 every month
In the LIC Saral Pension Plan, you can buy an annuity of at least Rs 12,000 annually. However, no limit on maximum investment has been set in this plan, that is, you can invest as much as you want (lic maximum investment limit) and can get a pension according to that investment. In this scheme, any person can get a pension on an annual, half-yearly, quarterly, or monthly basis once the premium is paid. He can buy an annuity from this lump sum investment. According to the LIC Calculator, if any 42-year-old person buys an annuity of Rs 30 lakh, then he will get Rs 12,388 as a pension every month.

You can also invest in your wife
Saral Pension Scheme (LIC Saral Pension Scheme) can be bought by a person between the ages of 40 years to 80 years. You can take this scheme alone or along with husband and wife (LIC joint policy). In this, the policyholder is also given the facility to surrender the policy anytime after six months from the date of commencement of the policy. Apart from this, under the death benefit (LIC policy benefit), if the policyholder dies, the investment amount is returned to his nominee.

Pension and loan facilities are also available throughout life.
LIC's Saral Pension Scheme guarantees pension throughout life. In this scheme, the policyholder also gets the facility of a loan. Under the Saral Pension Scheme, policyholders can take a loan after six months. Under this pension scheme, the amount of pension you start getting will continue for your entire life. To buy this plan online, you can visit the official website of LIC www.licindia.in.

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