LIC has introduced the Saral Pension Scheme for people looking for investment options to save money. By investing in it today, you can get up to Rs 12000 every month as a pension in old age. The special thing is that you have to invest in it only once, while returns are received every month.
Life Insurance Company i.e. LIC has brought Saral Pension Scheme for people looking for investment options to save money. By investing in this scheme today, up to Rs 12000 can be obtained every month as a pension in old age. The special thing is that investment has to be made only once in this, while returns are received every month. This scheme relieves the hassle of investing money every month. Its investors can also avail of the loan facility after 6 months on the existing amount.
Saral Pension Yojana Retirement Plan
What makes LIC's Saral Pension Plan special is that it requires investment only once and the pension is arranged for life. This is the reason why the LIC Saral Pension Plan is very popular as a retirement plan. This scheme, which gives a fixed pension every month, fits perfectly in investment planning after retirement. Suppose a person has recently retired. If he can invest the money received from the PF fund and gratuity during retirement in it, then he will keep getting the benefit of a pension every month throughout his life.
You will get a pension of Rs 12,000 every month
In the LIC Saral Pension Plan, you can buy an annuity of at least Rs 12,000 per annum. However, no maximum investment limit has been set in this plan, that is, you can invest as much as you want and get a pension according to that investment. In this scheme, any person can get a pension on an annual, half-yearly, quarterly, or monthly basis after paying the premium once. He can buy an annuity with this lump sum investment. According to the LIC Calculator, if any 42-year-old person buys an annuity of Rs 30 lakh, then he will get Rs 12,388 every month as a pension.
You can also invest in your wife
Saral Pension Scheme (LIC Saral Pension Scheme) can be purchased by a person from the age of 40 to 80 years. You can take this scheme alone or together with husband and wife. In this, the policyholder is also given the facility to surrender anytime after six months from the date of commencement of the policy. Apart from this, under the death benefit, if the policyholder dies, the investment amount is returned to his nominee.
Lifelong pension and loan facility is also available
LIC's Saral Pension Yojana guarantees lifelong pensions. In this scheme, the policyholder also gets the facility of a loan. Under the Saral Pension Yojana, policyholders can take a loan after six months. Under this pension scheme, the amount of pension you start getting will continue to be given throughout your life. To buy this plan online, you can visit LIC's official website www.licindia.in.
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