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You will get 8.30% return on 501 day FD, another small finance bank increased interest in June, check new rates

Samira Vishwas | June 14, 2026 2:24 AM CST

Unity Small Finance Bank has also joined the list of banks that changed the fixed deposit interest rates (FD Rates) in June. The interest rate in this small finance bank has been increased. After the change, interest ranging from 4% to 7.80% is being offered to ordinary citizens on FD tenure of 7 days to 120 months. However, the interest rate depends on the type of FD, tenure, citizenship etc.

It is also offering 50 bps i.e. 0.50% extra interest to senior citizens on all tenures ranging from 46 days to 120 months. The interest rate for people aged 60 years and above ranges from 4% to 8.30%. This facility is not available for NRE term deposits. Only Indian senior citizens get additional interest. The tenure of NRI Term Deposit is 1 year or more.

Keep in mind that all banks keep revising the interest rates of FD. They don’t even inform about this in advance. Therefore, it is advised to visit the official website of the bank or the nearest branch for interest rates and terms.

Highest interest being received on tenure of so many days

The bank is offering the highest interest on special tenure of 501 days. The interest rate for general citizens is 7.80% and for senior citizens is 8.30%. On all tenures ranging from 502 days to 60 months, general citizens are getting 6.75% returns and senior citizens are getting 7.25% returns. The bank is offering 7.50% return on fixed deposits of 1 year i.e. 12 months to general citizens and 8% interest to senior citizens.

Know tenure wise interest rates here

7 days to 14 days – 4%
15 to 45 days – 4%
46 to 60 days – 4.75%
61 to 90 days – 5%
91 to 164 days – 5%
From 165 days to 6 months – 5.50%
More than 6 months and up to 201 days – 6.25%
From 202 days to 364 days – 6.25%
12 months- 7.50%
12 months 1 day- 6.50%
12 Months More than 1 day and up to 500 days – 6.50%
501 days- 7.80%
From 502 days to 18 months – 6.75%
More than 18 months and up to 700 days – 6.75%
701 days- 6.75%
702 days to 998 days – 6.75%
From 999 days to 34 months – 6.75%
Above 34 months and up to 36 months – 6.75%
Above 36 months and up to 60 months – 6.75%
Above 60 months and up to 120 months – 6%

Check new interest rates here