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7.60% return is being given on 444 day FD, this small finance bank has changed the interest rates, new rates will be implemented from June 10

Samira Vishwas | June 11, 2026 1:24 AM CST

There has been a change in the fixed deposit interest rates (Bank FD Rates) in Equitas Small Finance Bank. The new rates have come into effect from June 10. After the change, the bank is offering interest ranging from 3.50% to 7.75% to common citizens on domestic/NRE/NRO deposits of less than Rs 3 crore. Senior citizens are also being offered the facility of 0.50% extra interest on all tenures. Apart from this, interest rates on recurring deposits have also been revised.

The bank has clarified that additional interest facility will not be provided to senior citizens on NRI and NRO deposits. The interest rate for people aged 60 years and above ranges from 4% to 8.25%. The bank is offering 7% or more interest to common citizens on all tenures of 1 year and above. Keep in mind that all banks keep changing interest rates from time to time. Therefore, before investing, it is advisable to visit the official website of the bank or the nearest branch.

What is the maximum interest available on FD tenure of how many days?

The bank is offering the highest interest on tenure of 888 days. Common citizens are getting 7.10% interest on various tenures including 444 days, more than 444 days and 18 months, 777 days. Whereas the interest rate for senior citizens is 7.60%. 7% interest is being given on FD ranging from 5 years, 1 day to 10 years.

Know tenure wise interest rates

7 to 14 days- 3.50%
15 to 29 days – 3.50%
30 to 45 days – 4%
46 to 62 days – 4.75%
63 to 90 days – 4.75%
91 to 120 days – 5.25%
101 days to 180 days – 5.50%
181 days to 210 days-6.35%
211 days to 270 days – 6.35%
From one year to 443 days – 7.10%
444 days- 7.10%
From 445 days to 18 months – 7.10%
From 8 months, one day to two years – 7.10%
1 year 1 day to 776 days – 7%
777 days- 7.10%
778 days to 887 days – 7.10%
888 days- 7.75%
889 days to 3 years – 7.10%
From 3 years one day to 4 years – 7%
From 4 years one day to 5 – 7%
5 years 1 day to 10 years – 7%

New interest rates on recurring deposits

New interest rates for Recurring Deposit (RD) have also been implemented from June 10. Customers can invest in it for 12 months to 120 months. The maximum investment limit is less than Rs 3 crore. The bank is offering 0.50% extra interest to senior citizens. The interest rate for general citizens ranges from 7% to 7.10%. The bank is offering 7.10% interest to ordinary citizens on different tenures ranging from 12 months to 18 months and 30 months to 36 months. The interest rate for all other tenures is 7%.

Check new interest rates here