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One in five UK Brits say owning a pet is more expensive than they originally expected, with soaring insurance premiums, rising food prices, and increasing veterinary costs all putting added pressure on household budgets. Some breedscan cost more than others, due to their size, health needs, grooming requirements, and ongoing care expenses.

From specialist diets to expensive medical treatments, the true cost of owning a dog can quickly add up. To find out which dogs are the most expensive to own, Credit card company Aqua analysed the UK's most popular breeds, examining purchase prices alongside ongoing expenses such as insurance, vaccinations, grooming, and food. With a continuing rising demand combined with the cost of living crisis, they have also compared costs from 2024 to reveal how prices have risen since then.

Dobermans rank as the most expensive dog breed to own, with lifetime costs reaching nearly £23,000 (£22,976) over 11.5 years.

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The breed also carries one of the highest average insurance premiums at around £1,037 due to hereditary health risks, while grooming sessions cost about £46 per visit and food costs around £496 annually.

Pet ownership costs are rising across the UK. The price of Miniature Dachshunds has surged by 50% in two years, climbing from £963 to £1,450, while Rottweilers have increased from £1,152 to £1,502, a rise of around 30%.

Among cats, the Siamese is the most expensive to own, with lifetime costs of £17,281 over 17.5 years, despite a low initial purchase price of £631. Its extended lifespan drives cumulative care costs, including insurance, food, and vaccinations.