FD interest rate
Corporate FD is becoming a good option today for those who want better returns than bank FD. In this, you get more interest from the bank along with safe investment. Currently, many big companies are giving more than 8% interest on their FDs, due to which investors are getting the opportunity to earn more. If you want to earn good profits in 2026, then choosing such top companies can be beneficial.
These companies have also given special offers for senior citizens. The elderly get more interest than ordinary investors. Like Shriram Finance is giving 0.50% additional interest. Whereas Manipal, Muthoot and KTDFC get 0.25% more returns. Mahindra and Sundaram Finance are also offering additional interest of 0.20% to 0.50%. Apart from this, ICICI Home Finance also gives 0.35% extra benefit to senior citizens.
These companies are paying more interest
| Company Name | 1 year rate | 3 year rate | 5 year rate | tenure range |
| Manipal Housing Finance | 8.25% | 8.25% | 7.75% | 1-3 years |
| Muthoot Capital Services | 7.90% | 8.95% | 8.50% | 36 months |
| Shriram Finance | 7.00% | 7.60% | 7.60% | 3-5 years |
| Kerala Transport Development (KTDFC) | 7.00% | 7.00% | 6.75% | 12-60 months |
| PNB Housing Finance | 6.60% | 6.90% | 6.90% | 3-5 years |
| Mahindra Finance | 6.60% | 7.00% | 7.00% | 2-5 years |
| ICICI Home Finance | 6.75% | 6.90% | 7.00% | 45 months |
| Sundaram Home Finance | 6.70% | 7.00% | 7.15% | 4-5 years |
| LIC Housing Finance | 6.70% | 6.85% | 6.90% | 5 years |
| Source: paisabazaar |
Corporate FD is actually a fixed deposit issued by companies. In this, instead of banks, NBFC or other companies raise money from investors. Its special thing is that the interest rate in it is high and you can also choose the investment period as per your need. However, the credibility of the company must be checked before investing.
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